If you have sustained an injury, you may suffer mentally, financially, and physically. This may also cause you to miss work, lose wages, and wind up with a large medical bill. If you have been injured on the job, you are likely eligible to recover compensation. To learn more about filing a workers’ compensation claim in Illinois, continue reading. Here are some questions you may have regarding filing a workers’ compensation claim in Illinois:
How is a claim classified?
Workers’ compensation claims are divided into two categories in Illinois including medical-only and lost time:
- Medical-only: Medical-online claims occur when a worker has missed seven or fewer days of work due to their injury. They can receive treatment and/or benefits while they can still report to work.
- Lost-time: Lost-time claims are filed when the employee misses more than eight days of work because of their injuries.
How can I file a claim?
The injured party can file a claim for workers’ compensation in Illinois. Other parties such as the injured party’s spouse, employer, or the doctor treating the employee can also file. These parties will do so by submitting the claim online through a First Report of an Injury (FROI) form, or by phone. When a doctor files a claim, they can submit it to the Bureau of Workers’ Compensation (BWC) or the managed care organization (MCO) within 24 hours of the injured party’s visit.
Can I appeal a claims decision?
The claim will be reviewed after it is filed and it will either be approved or denied by the Claims Service Specialist. Once this decision has been made, either party involved in the process has 14 days to file an appeal. If the injured employee or their employer disagrees with the decision, they can take action to overturn the decision. If this is chosen to be done, it is recommended that they retain the assistance of an experienced workers’ compensation attorney.
If you have sustained injuries in the workplace in Illinois, AllianceMeds is here to help. Our team will advocate for you. To learn more about our services and how we can assist you throughout this process, give AllianceMeds a call today.
If you have become the victim of an on-the-job injury, it may be beneficial to speak with an attorney and the doctor that is treating you to determine how to make the process as easy as possible. AllianceMeds understands that a workplace accident can be challenging and is here to help. We will deliver your medication to your door using overnight delivery and cover any out-of-pocket expenses that may arise. If you have any questions about how we can help, contact AllianceMeds today.