Everyone deserves a safe work environment. Unfortunately, when workplace accidents occur, they can be serious and can cause significant financial burdens. As a result, injured employees may deserve workers’ compensation benefits. Read on to learn more about workers’ compensation in New Hampshire.
What is Workers’ Compensation?
Workers’ compensation is insurance that helps employees who become injured or contract an occupational disease while at work. This provides employees with benefits to help them while they cannot work. The benefits an individual may receive can include:
- Medical care
- Supplemental benefits
- Social security benefits
- Death benefits
- Long term benefits in the event that they are no longer able to work
How Can I Obtain Workers’ Compensation?
Injured employees should report the accident to their employer or supervisor immediately. It is also important to file your workers’ compensation claim right away. The Workers’ Compensation insurance carrier will then evaluate the claim. This process can include investigations and interviews to determine whether or not the claim is covered under workers’ compensation law. When a decision is reached, it is important to know that both sides have the right to appeal the approval or denial.
Taking Legal Action
After a workplace accident happens, injured employees usually want to hold someone responsible for what happened to them. While it technically is possible to hold an employer responsible, it can cause a hostile work environment. It is because of this that workers’ compensation exists. When employees receive this insurance, they are prohibited from pursuing legal action against their employer.
Third-Party Lawsuits
Even though an employer cannot take legal action against their employer if they receive workers’ compensation, they can still take legal action against a third party. If another party is responsible for the accident that was caused, they can be held liable while the employee collects the insurance. It is important to know that if the employee wins the lawsuit and receives further compensation, they may need to pay back the workers’ compensation.
A workplace injury can be complicated. As a result, it is important to speak with an experienced attorney as soon as possible. Reach out today to discuss your options.
Contact AllianceMeds
If you have become the victim of an on-the-job injury, it may be beneficial to speak with an attorney and the doctor that is treating you to determine how to make the process as easy as possible. AllianceMeds understands that a workplace accident can be challenging and is here to help. We will deliver your medication to your door using overnight delivery and cover any out-of-pocket expenses that may arise. If you have any questions about how we can help, contact AllianceMeds today.