There are few things worse than sustaining a work-related injury, as oftentimes, the prospect of being unable to return to work and receive a regular paycheck can be overwhelming to individuals and their families. Fortunately, if you live in Maryland and you recently sustained a work-related injury or developed a work-related illness, you may actually qualify for workers’ compensation benefits. Please continue reading and speak with AllianceMeds to learn more about the workers’ compensation benefits available in Maryland and how you may work to receive them. Here are some of the questions you may have:
What is the difference between temporary total disability benefits and temporary partial disability workers’ compensation benefits in Maryland?
Essentially, when someone is injured on the job and they are unable to return to work for 14 days or less, they may receive what is known as temporary partial disability benefits during that healing period. These benefits will not be paid for at least 3 days after the injury (aside from hospital/nursing/medical/funeral expenses). If the healing period is longer than 14 days, you may receive compensation from the date your disability occurred. On the other hand, temporary partial disability is for workers that are not totally disabled and are in the process of recovery. These are applied when an employee is capable of performing limited/part-time duties at a reduced level of income.
What is the difference between permanent total disability benefits and permanent partial disability benefits?
Permanent total disability benefits are awarded to employees who have sustained work-related injuries that resulted in permanent or total disability, such as having eyes, arms, feet, hands, legs, or a combination of any extremities totally disabled. On the other hand, permanent partial disability is when an employee is not permanently and totally disabled, but when an employee is partially, yet permanently impaired. This allows that employee to receive at least $50 in compensation per week (unless their regular wage was lower than $50).
What additional workers’ compensation benefits are available in Maryland?
There are several additional workers’ compensation benefits available to individuals in Maryland, including medical/hospitalization benefits, which may compensate an individual for surgeries, nursing services, prosthetic appliances, crutches, medicine, and more. You may also receive wage reimbursement benefits, which will recover compensation for lost wages due to your work-related injury. Finally, you may receive vocational rehabilitation benefits, which will grant you access to vocational assessments/evaluations, vocational counseling, job development/placement, vocational rehabilitation training/plan monitoring, and more.
If you have become the victim of an on the job injury, it may be beneficial to speak with an attorney and the doctor that is treating you to determine how to make the process as easy as possible. AllianceMeds understands that a workplace accident can be challenging and is here to help. We will deliver your medication to your door using overnight delivery and cover any out of pocket expenses that may arise. If you have any questions about how we can help, contact AllianceMeds today.