What are Examples of Workers Compensation Benefits?

People do not usually consider the idea of becoming ill or injured when they go to work every day. However, it is possible for workplace injuries to happen. When they do, employees can be comforted by knowing that workers’ compensation may be available to them. This is no-fault insurance that provides employees with benefits to cover any damages stemming from the incident. The benefits a person can receive may vary depending on their situation and the state they live in. However, examples can include the following:

Temporary Total Disability Benefits

This is available to employees during the “healing period.” If the employee becomes disabled to the point that they cannot return to work at all, they may be able to receive temporary total disability benefits. 

Temporary Partial Disability

This is payable to an injured employee that is not totally disabled, but recovering. The payments are temporary and applied when the individual can perform limited or part-time duties at a reduced income level. 

Permanent Total Disability Benefits

These benefits are payable in the event that an employee sustains a permanent, total disability. This may happen if both arms, eyes, feet, hands, legs, or a combination of the previous are totally disabled. 

Permanent Partial Disability Benefits

If the injuries do not leave a worker permanently disabled but result in some permanent impairment, they may receive these benefits. This is a weekly compensation that can vary depending on the individual’s average weekly wage. 

Medical/Hospitalization Benefits

The injured employee may receive compensation for any medical necessities, including the following:

  • Medical or surgical treatment
  • Hospital and nursing services
  • Medicine
  • Crutches or other apparatus
  • Prosthetic appliances

Wage Reimbursement Benefits

The Workers’ Compensation Act allows an injured employee to recover compensation for lost wages as a result of time spent out of work for examinations or medical treatment related to the injury or illness.

Vocational Rehabilitation Benefits

Disabled employees may receive vocational rehabilitation services including the following:

  • Vocational assessment
  • Vocational evaluation
  • Vocational counseling
  • Vocational rehabilitation plan development
  • Vocational rehabilitation plan monitoring
  • Vocational rehabilitation training
  • Job development
  • Job placement

Contact our Firm

If you have become the victim of an on the job injury, it may be beneficial to speak with an attorney and the doctor that is treating you to determine how to make the process as easy as possible. AllianceMeds understands that a workplace accident can be challenging and is here to help. We will deliver your medication to your door using overnight delivery and cover any out of pocket expenses that may arise. If you have any questions about how we can help, contact AllianceMeds today.