Pharmacy for Injured Workers in Maryland
Workplace accidents in Maryland can result in very serious, life-changing injuries. These injuries often result in high medical expenses, complicated insurance matters, and time out of work. With so much to worry about, workers who are injured on the job need to focus on recovery, not how, when, or if they can get their medication. AllianceMeds is here to help. AllianceMeds works with employees, physicians, and attorneys to help patients receive their medication without worrying about denials, or out-of-pocket expenses. As a trusted Maryland workers compensation pharmacy, we make the whole process as simple as possible. To learn more or to enroll with our home delivery pharmacy, contact AllianceMeds.
Maryland workers’ compensation Law allows injured workers to choose their own medical providers. Insurance Companies sometimes lie and tell injured workers that they must use the mail-order pharmacy chosen by the Insurance Company. This is just an attempt by the Insurance Carrier to gain control of the injured workers’ treatment in violation of Maryland law. AllianceMeds understands Maryland workers’ compensation laws. We also fight for injured workers and will continue to fill medications even if the Insurance Carrier denies bills. This is why the Insurance Company tries to choose the pharmacy… because their pharmacy will refuse to fill medications at the Insurance Company’s request. Don’t let the Insurance Company control your treatment. Sign up with AllianceMeds today!
The Most Common Industries for, and Types of, Maryland Workplace Injuries
Anyone can be injured on the job, regardless of their industry or specific role. However, certain industries in Maryland tend to have a higher incidence of workers compensation claims.
The transportation and warehousing; agriculture, forestry, fishing and hunting; and arts, entertainment and recreation industries all had higher percentages of workers compensation claims than other classifiable industries. When it comes to fatalities arising out of workplace injuries, the private construction industry and the transportation and material moving industry had higher instances of job-related injury deaths than other industries. An unfortunate number of workplace fatalities also occur every year due to workplace violence and other injuries caused by people or animals.
When it comes to how people are injured on the job in Maryland, the top causes year after year tend to be fairly consistent:
- Repetitive motion injuries can arise from any repeated movement over time. Carpal tunnel syndrome is an example of this type of injury.
- Lower back injuries are common and can occur after lifting heavy objects or falling.
- Slip and fall injuries can happen in any workplace.
- Auto accidents can cause a variety of workplace injuries such as bruises and lacerations, broken or crushed bones, head and neck injuries, and back injuries.
Understanding Maryland Workers Compensation Laws
Maryland, like other states, has specific laws which govern its workers compensation program. Employers are required to purchase and maintain insurance coverage designed to protect employees from the financial harm that can come with workplace injuries.
However, not all injuries qualify for workers compensation benefits in Maryland. Only injuries occurring on the job, and injuries which were both accidental and arose out of, or in the course of, the injured worker’s employment, will qualify for compensation. So, being injured at work does not automatically mean you are entitled to workers compensation benefits.
In addition, only employees are eligible for benefits. Workers who perform duties on a contractual basis are ineligible. Similarly, sole proprietors/partners are not automatically eligible for coverage but may follow statutory procedures to obtain protection in case workplace injuries occur in the future.
When an employer is notified that an employee suffered a workplace injury, the employer must file a “First Report of Injury or Illness” promptly with the state Workers’ Compensation Commission. The employee must also file a claim with the state. Within 30 days from the date the employee’s claim was received, the Workers’ Compensation Commission will either issue an award or the case will be placed in line for a hearing due to contested issues identified by the employer or its insurer.
AllianceMeds is dedicated to helping injured workers throughout Maryland. As a workers comp pharmacy, AllianceMeds is committed to helping you get the treatment you need by:
- Providing free overnight delivery to your home without the extra expenses
- Eliminating all co-pays and out-of-pocket expenses
- Ensuring you never go without your medication by requesting refills from your doctor 7 to 10 days before they are scheduled to run out
- Making sure all medications are easy-open, childproof or blister packaging
- Filling all FDA approved medications, including Schedule II Narcotics
- Shipping medications through high-security packaging that includes a UPS tracking number
- Accepting prescriptions by mail for all medications
- Accepting all Schedule II, III, IV and V class medications and non-scheduled class medications electronically
AllianceMeds understands how frustrating it can be to work with insurance companies and their hardball tactics. We will handle all calls and disputes with the insurance carrier, complete all claim forms and ship medications on time with no fees attached. It is our job to get reimbursed by insurance companies—not yours.
Here’s how AllianceMeds pharmacy and medication delivery service works. We will:
- Call you to complete the enrollment process
- Contact your attorney for the legal documents related to your claim
- Get your workers’ compensation prescriptions from your physician
- Ship your medications directly to your house via UPS overnight delivery
- Bill the insurance carrier directly and complete all claim forms
- Monitor your case and request refills as they become due.
- Ensure that you receive hassle-free, uninterrupted medications, even during litigation
Contact Your Workers’ Compensation Home Delivery Pharmacy
AllianceMeds is proud to serve patients in Maryland. We work closely with the injured worker’s physician and attorney to make sure all refills are handled, payments are made, and records are collected. The primary goal of AllianceMeds is to allow you to focus solely on recovering from your injuries while we handle all matters regarding your workers’ compensation prescriptions. Injured workers in Maryland can trust that AllianceMeds will provide reliable medication home delivery services until they are fully recovered. If you are interested in having your workers’ compensation medication delivered by AllianceMeds, enroll with us or contact us to speak to a representative.
What injuries are covered by Maryland workers comp laws?
There are generally three types of injuries that are covered by Maryland’s workers compensation laws, when such injuries are accidental and occur out of or in the course of employment:
- Physical injuries, such as trauma to the body or the loss of a body part (such as a limb)
- Occupational disease or illness (such as asbestos) that develops because of working conditions
- Mental health conditions, such as anxiety or post-traumatic stress disorder, caused by a traumatic event which occurred in the workplace
How do I file a workers compensation claim in Maryland?
Ultimately, you will need to file a claim with the Maryland Workers’ Compensation Commission. Many people choose to retain skilled workers compensation attorneys to help them through what can be a complex process.
After seeking prompt medical treatment, be sure to report your injury to your employer. This can help ensure evidence is preserved to support your claim for benefits. Document what you can about the accident, and if co-workers or others saw what happened, document their statements and contact information. Receiving a claim number from your employer’s insurance company does not mean you have filed your claim; you will also need to file a formal claim with the state Workers’ Compensation Commission.
What types of benefits are available under workers compensation in Maryland?
If your claim for workers compensation benefits is approved, you are entitled to payment for medical costs related to your claim. This includes bills for visits to medical clinics and hospitals, surgeries, in-home care, physical therapy and medications.
If you were unable to work for a period of time due to your injuries, you can also be compensated for lost wages. You may also qualify to receive disability benefits, which can be either temporary or permanent, and either partial or full benefits, depending on the nature and scope of your injuries and the outlook for recovery. Vocational rehabilitation benefits may also be available.